Sign up for email updates from NAS

Cyber Liability

As a leading specialty market for cyber liability, NAS Insurance has pioneered one of the most comprehensive solutions for small and mid-sized businesses. Our NetGuard® Plus and e-MD® cyber liability solutions provide standard coverages like breach response, customer notification, and business interruption, but go even further to offer coverages for regulatory fines and penalties and our unique BrandGuard® feature that protects companies in the event their profits are impacted from a cyber breach.

Our cyber programs are available through the open market and can also be custom-tailored as a component of a carrier's PL/GL or BOP product.

Contact our experts for more information or review the product information below!

Michael Palotay
Chief Underwriting Officer
Email Us

Mike Karbassi
Vice President - Northeast Regional Underwriting Manager
Email Us

Desiree Khoury
Asst Vice President, Reinsurance Solutions
Email Us

Jordan Rankell
AVP, West Coast Regional Manager
Email Us

Ari Giller
AVP, Mid-West Regional Cyber Manager
Email Us


Personal CyberPlus (Reinsurance Basis)

As our lives get more connected, we need to be better protected. Cyber criminals are becoming more aggressive and their attacks are more sophisticated. From email scams, to cyber bullying, to medical identity theft and tax fraud, cyber threats to consumers are growing in size and complexity. Now your personal lines policies can be enhanced to keep pace with these cyber risks.   Introducing Personal CyberPlus from NAS Personal CyberPlus is designed as an add-on product to augment insurance companies' personal lines policies with robust cyber protection and...   MORE

Cyber Liability - NetGuard® Plus

NetGuard® Plus provides protection for a broad range of network, privacy, and multimedia-related exposures. Intentional data theft by criminal hackers or accidental data exposure from a lost laptop or smart phone are common occurences in businesses of all sizes. Losses are increasing as a result of public awareness of identity theft and there has been a marked increase of class action lawsuits. NetGuard® Plus is state-of-the-art coverage for this ever-growing risk. We’ve enhanced our cyber policy to meet the demands of today’s small...   MORE

Cyber Liability Solutions

Our Strength is Your Advantage.   We’ve enhanced our cyber policy to meet the demands of today’s small to midsize businesses (SMBs).  Our new cyber enhancements include: Unknown prior acts for covered cyber incidents that took place at any time prior to the inception date of the policy Business interruption expenses incurred as a result of outages caused by an insured’s cloud provider or web host Cyber-Crime coverage for incidents such as fraudulent wire transfer requests is now included on every quote PCI DSS fines, penalties and...   MORE


  As an NAS cyber liability insurance policyholder, you have more than great insurance coverage in the event of a breach.  You also have the support of our cyber experts to help you avoid an incident.  Our cyber know-how is available to you through several channels, including: New 24/7 hotline Cyber advisory phone support Online training and support Email alerts and updates Webinar presentations The sections below provide a brief description of each of our cyber risk management resources available to you.   MORE

e-MD® Cyber Liability For Healthcare

e-MD®, the cyber liability insurance solution for healthcare providers, offers a comprehensive suite of data security and privacy insurance solutions that are custom-tailored for the unique needs of healthcare businesses. Our core cyber liability coverage components include: Security & Privacy Liability – Coverage of 3rd party claims for damages due to exposure of online and offline information, virus attacks, denial of service and failure to prevent transmission of malicious code.  Also extends coverage for defense costs and fines/penalties for violations of privacy regulations including, but not limited to HIPAA, Red...   MORE

Cyber Liability (Reinsurance Basis)

Our market leading cyber liability products, NetGuard™ Plus and e-MD™ are also available on a reinsurance basis. Available as customized integrated products of a primary insurer (e.g., medical professional liability carrier or other commercial liability carrier), NAS provides cyber liability coverage to insurers of all types and sizes. In addition to the insurance coverage, NAS also provides comprehensive support services including customized policy wordings, underwriting, risk management resources and expert claims handling.    MORE

Technology E&O - TechGuard®

In today’s increasingly digitized world, technology companies need an innovative insurance product that provides the broadest coverage for their complex and constantly evolving exposures.  NAS’ TechGuard® product is our most expansive tech policy to date and is designed to be the one stop shop for a tech company’s E&O insurance needs.  Furthermore, our program is backed by Lloyd’s of London — an A rated (excellent) company by AM Best — so you won’t have to worry about the protection being there...   MORE