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Healthcare Solutions

NAS has been working at the forefront of specialty insurance for healthcare providers for over 35 years. We understand the current and emerging risks and the changing landscape of providers. We insure over 300,000 physicians and medical professionals across a spectrum of risks and a wide range of organizations.

If you are looking for regulatory protection like MEDEFENSE Plus for a single doc, or a custom-fit solution for a network of hospitals or medical groups, we have the range of products and expert underwriters to help you provide the right solution for your clients.

Brian Alva
Vice President
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Desiree Khoury
VP, Specialty Reinsurance
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MEDEFENSE® Plus is a uniquely effective insurance solution for healthcare providers facing many challenges, including those of Medicare and Medicaid billing audits and investigations.  MEDEFENSE® Plus includes: Coverage for actual or alleged billing errors - Reimbursement of defense costs, fines and penalties, and shadow audit expenses incurred in billing error proceedings brought by federal or state governmental agencies, qui tam plaintiffs, contractors working on behalf of the government, such as ZPIC and RAC, and commercial payers. Coverage for other medical regulatory violations - Reimbursement of defense costs and fines and penalties incurred...   MORE

e-MD® Cyber Liability For Healthcare

e-MD®, the cyber liability insurance solution for healthcare providers, offers a comprehensive suite of data security and privacy insurance solutions that are custom-tailored for the unique needs of healthcare businesses. Our core cyber liability coverage components include: Security & Privacy Liability – Coverage of 3rd party claims for damages due to exposure of online and offline information, virus attacks, denial of service and failure to prevent transmission of malicious code.  Also extends coverage for defense costs and fines/penalties for violations of privacy regulations including, but not limited to HIPAA, Red...   MORE

Miscellaneous E&O for Healthcare Consultants

Whether you’re a physician providing consultative services, a company providing healthcare consulting services, or a Medical Director seeking protection for administrative duties, we have enhanced our E&O program with more robust coverages for a growing list of exposures. Coverage can extend to consulting companies. NAS can cover most medical-related services for risks that fall outside a medical malpractice policy due to no direct patient contact.   MORE

Social Services Professional and General Liability

Beyond traditional medical malpractice insurance, NAS offers expanded PL/GL coverage to meet the growing needs of personal, family and community services organizations.    MORE

MEDEFENSE® Plus (Reinsurance Basis)

Our renowned MEDEFENSE® Plus is also available on a reinsurance basis for medical professional liability insurers. Available as a customized integrated product of a primary med mal policy, NAS provides this breakthrough regulatory billing E&O coverage to insurers of all types and sizes. In addition to the insurance coverage, NAS also provides comprehensive support services including customized policy wordings, underwriting, risk management resources and expert claims handling.    MORE

Allied Medical (Misc. Malpractice)

NAS’ Allied Medical Malpractice insurance offers some of the broadest coverage in the market.  Limits for Professional and General Liability are available up to $6,000,000. Unique features of the facility include our e-MD® and MEDEFENSE® Plus endorsements. e-MD® provides cyber liability coverage for patient notification and  credit monitoring costs, network security and privacy, data recovery costs and media liability. MEDEFENSE® Plus provides insureds with essential defense cost and fines and penalties coverage for allegations of over-billing or HIPAA, EMTALA, and STARK violations. Sexual Misconduct coverage is also availabe by...   MORE

Non-Standard Physicians

NAS offers unique programs for select classes of business enhanced to include more than just standard E&O coverage. We use a simplified application/ binding process. Each program includes the NetGuard® Plus Cyber Liability Enhancement for no additional premium.   MORE