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Abuse/Molestation Insurance

Minimum Premium
    $2,500 for $100,000/$300,000

With the recent stream of allegations of abuse, general liability policies are starting to specifically exclude this coverage at a time when companies may need it most.  NAS’ abuse or molestation product offers coverage for the actual or threatened abuse or molestation of clientele while in their care, custody or control.

The coverage features simplified underwriting for qualifying applicants as well as a streamlined application process that simplifies quoting and binding. The applicant who meets the program qualifications can choose options from the rate card and request to bind.


Brian Alva
Vice President
Email Us
818.382.6103

 



Kareen Boyadjian
AVP, Specialty Underwriting
Email Us
818.382.6106

 




PRODUCT HIGHLIGHTS

Limits Available: up to $1,000,000 each claim/$1,000,000 aggregate

Minimum Premium: $2,500 for $100,000/$300,000

Minimum Deductible: $2,500 for $100,000/$300,000

CLASSES COVERED

Churches

Museums

Community Theater/Arts Programs

Tutoring Services

 

Ineligible Classes: 

Catholic churches or Catholic-affiliated organizations, Long term residential care, International travel/student exchange students, Spas/massage therapy, Individual persons

 

Ineligible Territories:

Most Illinois risks (individual submissions to be reviewed by NAS)

Media

Are you Contractually Obligated to Carry Sexual Misconduct Coverage?


PRODUCT PROGRAMS

Special Features:

  • Free selection of defense counsel
  • Waiver of co-insurance with the selection of panel counsel
  • Prior acts coverage available
  • Coverage for directors, trustees, officers or other employees or volunteers
  • Reputational harm coverage is available by endorsement
  • Punitive damages may be included via endorsement where insurable by law

DOWNLOADS

   

Abuse/Molestation Highlight Sheet

   

Sample Policy - Legal Expenses Only

   

Sample Policy - Legal and Loss

   

Application