With the recent stream of allegations of abuse, general liability policies are starting to specifically exclude this coverage at a time when companies may need it most. NAS’ abuse or molestation product offers coverage for the actual or threatened abuse or molestation of clientele while in their care, custody or control.
The coverage features simplified underwriting for qualifying applicants as well as a streamlined application process that simplifies quoting and binding. The applicant who meets the program qualifications can choose options from the rate card and request to bind.
Limits Available: up to $1,000,000 each claim/$1,000,000 aggregate
Minimum Premium: $2,500 for $100,000/$300,000
Minimum Deductible: $2,500 for $100,000/$300,000
Community Theater/Arts Programs
Catholic churches or Catholic-affiliated organizations, Long term residential care, International travel/student exchange students, Spas/massage therapy, Individual persons
Most Illinois risks (individual submissions to be reviewed by NAS)
Are you Contractually Obligated to Carry Sexual Misconduct Coverage?