Long term residential care facilities need an innovative product that will provide the broadest coverage for their exposures. These facilities are in more demand than ever as the 'Baby Boomer' generation enters retirement at a record pace.
NAS' unique long term care coverage addresses the evolving risk surrounding these facilities with enhanced coverage.
Long term care facilities need a robust and cost efficient insurance policy that addresses their evolving risk.
While other carriers are limiting coverage for sexual abuse, elopement and bedsores, NAS provides all of these coverages up to the limit.
MEDEFENSE® Plus and e-MD® coverage are available by endorsement to provide coverage to address the growing regulatory and patient data risks facing long-term care providers.
Limits up to:
$1,000,000 each claim / $3,000,000 aggregate
$1,000 (online - for facilities up to 6 bed)
Minimum Deductible: $1,000
Eligible classes include:
There are over 6,000 long-term care facilities in California alone. Many of these care centers are licensed to operate up to 6 beds, yet they do not carry anything more than a standard general liability or homeowner’s policy.
Make sure your clients are protected if their residents suffer from a trip or fall, if they wander off the facility and get hurt, or if medications are improperly managed.
NAS has identified the need by offering a special program for LTC facilities under 6 beds. Coverage includes Professional & General Liability, full limit sexual abuse and defense outside the limit. Premiums begin at $1,100 creating an affordable policy for small adult care homes under 6 beds.
We've created a special program for small facilities with up to 6 beds!
You can now go online to quote and issue policies starting at $1,000 for PL/GL coverage for your Long Term Facilities/Assisted Living Homes.
Need to sign up? Go here: Long Term Care Online