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Miscellaneous E&O For Tutors

Minimum Premium

This program is for Tutoring Companies who provide services for a fee to clients/third parties. 

We offer three insurance products in one policy:

Misc. E&O: Coverage for third party claims arising out of a Wrongful Act in the performance of or failure to perform tutoring services. 

NetGuard® Plus: Cyber Liability coverage for first and third party claims as a result of a network security or privacy breach.

Abuse/Molestation: Legal expense and loss reimbursement coverage for allegations and suits alleging abuse or molestation from clients.

Brian Alva
Vice President
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Vanessa Poma
Senior Underwriter
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Product Highlights


  • Misc. E&O: $1,000,000
  • Abuse or Molestation: $250,000 / $500,000
  • Network Security & Privacy: $25,000
  • Privacy Breach Response Costs: $25,000
  • Regulatory Fines & Penalties: $25,000
  • Network Asset Protection: $10,000
  • Multimedia: $25,000
  • Cyber Extortion: $25,000
  • Cyber Terrorism: $25,000
  • Policy Aggregate: $1,000,000

Up to $5M Limits Available

Minimum Premium: $3,600

Minimum Retention: $1,000 (E&O)

Special Features

  • Claims Made Policy
  • Duty to Defend
  • Prior Acts Available
  • Policy form provides personal and advertising injury coverage
  • GL available
  • Coverage can be extended to include independent contractors

E&O Risks

As a Tutor in the service industry, you could receive complaints from dissatisfied customers about your tutoring services, or your failure to take certain actions, You have E&O exposure and need to protect your assets.

Tutors also have cyber exposure due to  their transactions containing sensitive information. NetGuard® Plus provides them broad first and third party claims coverage.

Tutors need to protect themselves from allegations of abuse or molestation from current, prospective and former clients. Abuse or Molestation insurance is vital to protect their company.

Misc E&O Now Online!

Did you know you can ballpark, quote, and issue Miscellaneous E&O policies all online?

NAS Online makes it easy with our quick Ballpark tool. And with over 120 classes of business, your can build your book quickly and easily.

Register today at NAS Online!



Tutors E&O Highlight Sheet


Sample Policy


Supplemental Application