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Cyber Liability - NetGuard® Plus

Minimum Premium
    $750

NetGuard® Plus provides protection for a broad range of network, privacy, and multimedia-related exposures. Intentional data theft by criminal hackers or accidental data exposure from a lost laptop or smart phone are common occurences in businesses of all sizes. Losses are increasing as a result of public awareness of identity theft and there has been a marked increase of class action lawsuits. NetGuard® Plus is state-of-the-art coverage for this ever-growing risk.


We’ve enhanced our cyber policy to meet the demands of today’s small to midsize businesses (SMBs).  The following coverages are available for SMB companies with up to $250MM in revenue and available on a case by case basis for companies with larger revenues.

  • Full limits on Privacy Breach Response, Voluntary Notification and Network Asset Protection. Privacy Breach Response Costs Outside the limit are also available.
  • Broad Cyber Crime coverage that includes coverage for Financial Fraud, Telecommunications Fraud, and Phishing Attack and fraudulent wire transfer requests
  • BrandGuard® coverage for reputational harm due to attacks from a cyber breach - now included up to the policy limit on most quotes
  • Dependent Business Interruption – Business interruption losses in the event that the insured’s cloud provider goes down and expenses incurred as a result of outages caused by an insured’s cloud provider or web host  
  • New cutting edge policy language that includes a broad trigger for Network Asset Protection, including system failure and negligence
  • Choice of breach response vendors and attorneys (with prior NAS approval)
  • Option for a per-identity breach response limit, in addition to the typical dollar limit available from most carriers.
  • Coverage for PCI DSS fines/penalties and related PCI assessment expenses - now covered up to the policy limit on most quotes.
  • Unknown prior acts coverage is available for covered cyber incidents occurring any time prior to the inception date of policy

Michael Palotay
Chief Underwriting Officer
Email Us
818.808.4476

 



Mike Karbassi
Vice President - Northeast Regional Underwriting Manager
Email Us
617.842.6475

 



Ari Giller
AVP, Mid-West Regional Cyber Manager
Email Us
818.382.6107

 



Jordan Rankell
AVP, West Coast Regional Manager
Email Us
818.479.4305

 



Tina Porcelli Levine
Underwriter - Southeast Region
Email Us
818.479.4301

 




PRODUCT HIGHLIGHTS

Limits Available:

Up to $15,000,000/$15,000,000

Minimum Premium: $750

Minimum Deductible: $500
 

  • Breach Response Costs are in addition to the policy aggregate limit
  • Network Asset Protection is triggered by both accidental and intentional damage.
  • Coverage for Privacy Liability Assumed Under Contract.
  • Brandguard®
  • Up to $2,000,000 of PCI fines and Penalties are available
  • Voluntary Notification costs are covered
  • NAS Risk Management Website
  • Worldwide Coverage and international notification

Target Classes

We provide coverage for a wide array of businesses, include but not limited to:

  • Healthcare including Hospitals, Medical Groups, Physicians
  • e-Commerce
  • Brick & Mortar Retailers
  • Education
  • Auto Dealerships
  • Utilities
  • Staffing
  • Associations
  • Municipalities
  • Financial
  • Insurance Agents

Marketing Support

NetGuard® Plus, now with BrandGuard, is uniquely designed to provide protection in the event of a cyber breach. Check out the video below:

 

Cyber Risk Management:
Online Support

Access our demo site at: www.NAScyberNET.com

Username: cyberNETdemo@NAScyberNET.com

Password: StopBreaches (case sensitive)


Specialty Reinsurance

NetGuard® Plus Cyber Liability is also available on a reinsurance basis. Whether you are a mutual insurance carrier looking to provide cyber as a component to your BOP, or if you're a program provider looking to differentiate your GL coverage, contact us today on how we can customize a cyber program for you.

Email Desiree Khoury, Reinsurance Manager, for details!

DOWNLOADS

   

NetGuard Plus Highlight Sheet

   

NetGuard Plus Application

   

NetGuard Plus Renewal App

   

NetGuard Plus Application

   

NetGuard Plus Policy