This component offers coverage for third party claims alleging liability resulting from the dissemination of online or offline media material, including claims alleging copyright/trademark infringement, libel, slander, plagiarism or personal injury.



A general contractor received a “cease and desist” demand letter alleging copyright infringement after the contractor pulled an image from a Google images web search and used it on its website and online promotional material. The copyright holder of the image was able to locate the website and promotional material and subsequently demanded removal of the image and compensatory damages.

Multimedia Liability insurance covered the costs to defend the claim and the compensatory damages.